If Insurance Companies Did the Right Thing, I Wouldn't Have a Job

From Auto Claims to Property Claims

As a former insurance defense attorney and coverage counsel for multiple commercial insurers, I understand the inner workings of the insurance industry and the laws governing their behavior. That insight allows me to know how to incentivize insurers to act in good faith and pay claims efficiently, and how to make them pay when they don't.

At Cumberlege Law, I handle a wide range of insurance disputes, from motor vehicle accident claims, including uninsured and underinsured motorist cases, to property damage claims caused by weather, hail, flooding, and more. Regardless of the nature of your claim, I'm here to make sure your insurance company treats you fairly.

Uninsured & Underinsured Motorist Claims

Colorado law requires every auto insurer to offer UM/UIM coverage, the protection that steps in when the at-fault driver has no insurance, or not enough of it. Most drivers carry it without remembering they chose it, and most are surprised at how hard their own insurer fights it.

Read more about UM/UIM claims in Colorado →

When Delay or Denial Crosses Into Bad Faith

Insurance companies aren't allowed to unreasonably delay or deny a claim they owe you. When they do, Colorado law gives you a path beyond just the original claim itself.

C.R.S. §§ 10-3-1115 and 10-3-1116 prohibit an insurer from unreasonably delaying or denying payment of benefits owed to a first-party claimant, and allow that claimant to recover attorney fees, court costs, and up to two times the covered benefit.

Read more about insurance bad faith claims in Colorado →

I Only Get Paid If You Get Paid

At Cumberlege Law, I handle most insurance claims on a contingency basis. You only pay my legal fee if I'm successful in securing adequate compensation from your insurance company.